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On Foreclosure in texas?

I got a letter in January 14,2009 saying I had till January 19th to get with the lender to pay up 6 months of mortgage pass dued or they were going to foreclose. I called the investor and told him I had $6000 to give him and I'd make arrangements on the other. He told me to keep my money and he was going to still proceed on the Foreclosure. Then I get 20 day to cure letter correction/amendent and telling me to ignore the 01/31/2009 letter (which I had not received yet) with one of the 10 acres on it, but doesn't describe which property it is in the letter. I have 3-10 acre tracks. So when I called the attorney, he said he was too busy and the letters tells me which property they are by 10.17, 10.18, 10.67 and I should know which one it is and he would call me back after 5 pm on 02/11/2009. Which he didn't. I stated I only have received one letter and said the others will come. I got the other ones, but they don't describe the property except by amount of acreage and the address. Is this the process on foreclosure. A letter from the lawyer in January and then another sent out January 31 and on Feb 3 a correction/amendant for one of the 10 acres. It doesn't make since and the investor calls before I can even receive the letters, because he doesn't want to pay anymore lawyer fees out. Please let me know how I can fix this problem. Are where I can get help.

Public Comments

  1. You need your own attorney. These letters are probably a prequisite for filing foreclosure. The mortgagee's (lender) attorney is not obligated to answer your questions and you would probably better better off not talking to him. Even if you are behind on just one of the mortgages, read your mortgage because it may have a provision that says in the event of default on one mortgage, it's considered a default on the others. realtor.sailor
  2. You need a lawyer of your own to protect your interests. The other lawyer does not have to talk to you. Don't believe anything he promises you. He has already lied to you by not being in touch when he stated he would be. Get a lawyer, and fast!
  3. in your mortgage paper work the last page of the deed of trust is the legal description of what is mortgaged so go there and see. The only way to stop this is to make it current ASAP
  4. Instead of looking for some technicality you should honor the contracts and pay the lenders.
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