Upcoming Foreclosures

My neighbor lost her condominium to foreclosure. The lender's people broke into my condominium. What recourse ?

I live in San Jose, California. Last month, my next door neighbor lost her condominium to foreclosure. Today, aome thugs without identification who said they worked for the lender broke into my condominium by mistake and took all of my furniture, appliances, clothing and personal belongings. I told these thugs that they were on the wrong property but they threatened me and said that the lender had told them to clean out the condomimium and dump everything. They just started taking my things. I called the San Jose Police Department, but the police office that I talked to on the phone said that the lender had the right to do that and warned me not to interfere with them. The Police officer did not seem to understand that it is not my property that was foreclosed and he did not seem to care. I told the Police Officer that my condominium is completely paid off and I do not even have a mortgage. How can a lender get away with this? How can the police be so unconcrened when a bunch of low life thugs hired by the lender break into the wrong property and threaten the owner and steal all of my belongings? Some of my belongings have great sentimental value and cannot be replaced. Some of the items they took were small things made by my children many years ago. I treasure these items though they have no monetary value. Also, who is supposed to pay to replace my furniture, clothing and appliances that they stole? I cannot afford to go out and buy all new furniture, appliances and clothing. I barely get by on Social Security as it is. I have tried contacting the lender but all I get is a recording or a salesman who wants to try to get me to refinance. I do not even have the lender's address. They are apparently located outside of The State of California and do not even have a local office where I can go in and talk to a manager. What recourse do I have? What can I do about this?

Public Comments

1. Yet another reason to be armed in your own home.l would call the PD back and speak to a captain or higher and call the media local to your area they love that kind of story and will publicly embarrass the lender Good luck
2. Go to your local police station and file a report. In person. With the supervising officer, if necessary. Take your paperwork that indicates you own your condo free and clear.
3. File a police report for theft, as well as any other charges you can think of. Threats, etc. If the thugs had paperwork suggesting they had the right to do it, have the lender charged with theft, breaking and entering, as well. I agree, contact your local media, they'll love this. My guess is the lender will contact YOU to make amends and stop the bad publicity.