Upcoming Foreclosures

Foreclosure Fees?

Foreclosure was started on my Ohio house December 14, 2007. I was able to pay all of the back payments plus late fees on January 2, 2008. So, the home was rescued from foreclosure. But now, here is a list of new fees the lender sent me stating that I owe. Does this make sense to you? Any way to verify them? 140.00 process server fee 287.50 partial foreclosure attorney fees 15.00 property inspection fee 391.00 title search fee 17.00 skip trace fee 290.00 court filing fee 575.00 initial foreclosure attorney fee to open the case. Greatly appreciate your help! I'm not asking if I owe them, I know I do, I'm asking if they are legit and if the costs sound correct to you. And yes, I know had I kept my payment current it wouldn't have happened. My wife gave birth to our second child that was ill and almost bankrupt us in medical bills so telling me to stay current or this wouldn't have happened isn't helping me answer this question. Hey Mary, you have NO idea what you are talking about calling me foolish! These were not only hospital payments that had to have arrangements made but actual equipment she needed that had to be paid for up front and private duty nurses to merely keep her alive. It was pay for these services or she died and the medical insurance I had through my employer was an HSA that did not pay until I paid the first $12,000 family deductible in expenses. Choosing between her living and my home sorry, I chose my daughter! And I didn't ask for your opinion on my choices, BIOTCH, I asked about the fees! You have no right to judge my choices.

Public Comments

1. Yes, those fees are legit. And if you don't pay them soon, or work out something with them, they can put your home right back into foreclosure.
2. Yes, and I'll also tell you from personal experience....I have seen mortgage foreclosure expenses in the THOUSANDS of dollars. You are very lucky you are dealing with an honest lender. PS: Let me give you a piece of advice. Medical expenses can NEVER be attached to your home...if you have to choose between being homeless and having your family out on the street and paying medical bills....how hard is it to figure out which one to pay first? You set the hospital up on payment arrangements. Even if you can only afford $5.00 a month, that is what you pay. You were very, very foolish to make such a choice.