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Public Comments

1. The simplest explanation that our research department has found is here: Texas A&M information pamphlet on Foreclosures: http://recenter.tamu.edu/tgrande/vol13-3/1786.html If you want to do legal research on the laws of the state you will need to go here: LAWS: http://www.capitol.state.tx.us/statutes/statutes.html Since homestead is usually an issue in these type of proceedings you might want to look here: Article on Homestead in Texas: http://recenter.tamu.edu/pdf/1136.pdf#search=%22Florida%20Homestead%20Laws%22 Issues usually arise when collections of a debt begins so here is the information on how that works Debt collection brochure from the Attorney General’s office: http://www.oag.state.tx.us/AG_Publications/txts/debt.shtml Since usually the debtor has no money (reason for foreclosure) this link offers an opportunity to get legal representation Free and low cost legal assistance: http://www.texaslawhelp.org/TX/index.cfm and this one Legal aid: http://texaslawhelp.org/TX/StateDirectory.cfm/County/%20/City/%20/demoMode/=%201/Language/1/State/TX/TextOnly/N/ZipCode/%20/LoggedIn/0/directory/11/searchletters/bysa In case the issue of propriety in the lending process comes up this link offers some answers to some questions Home Equity lending gaps in the state of Texas (an article): http://www.cpa.state.tx.us/specialrpt/homeeqty03/ Lots of research but you should be able to get a handle on the process by the time you finish your research. Buena Suerte