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Radio Trivia - Housing counseling agencies offer such free services as default and foreclosure prevention?

For Radio Trivia. I'm sure the answer is reverse-mortgage but it doesn't work for the radio trivia....Housing counseling agencies offer such free services as default and foreclosure prevention, and pre-purchase, rental and ______ ______ counseling. http://www.hud.gov/local/index.cfm?state=pa&topic=homeownership

Public Comments

1. Counseling usually refers to credit: Derogatory Credit